Terms of Service for The Mortgage Solution - Kevin Jannak
Effective Date: 11/16/2024
Welcome to The Mortgage Solution - Kevin Jannak! By using our website and services, you agree to comply with these Terms of Service. Please read these terms carefully as they govern your use of our services and set forth your responsibilities as a client.
1. Acceptance of Terms
By accessing and using the services provided by The Mortgage Solution (Company NMLS: 1804685) - Kevin Jannak (NMLS: 1104772) located at 17409 Marquardt Ave Suite F, Cerritos, CA 90703, you agree to these Terms of Service, our Privacy Policy, and any other legal notices or guidelines posted on our website.
If you do not agree with these terms, you should discontinue use of our services.
2. Services Provided
The Mortgage Solution - Kevin Jannak offers mortgage brokerage services to assist clients with securing financing for property purchases, refinances, and home equity needs.
We work with multiple lenders to find suitable loan products based on clients' qualifications and preferences.
3. Eligibility
You must be at least 18 years old to use our services.
By using our services, you represent and warrant that you meet the age requirement and have the legal capacity to enter into a binding agreement.
4. User Responsibilities
Accurate Information: You agree to provide accurate, complete, and current information for all aspects of the mortgage application process. Providing false or misleading information may result in termination of services.
Timely Cooperation: To facilitate your loan process, you agree to respond promptly to requests for documentation and information. Timely cooperation ensures an efficient application process.
Compliance: You agree to comply with all applicable federal, state, and local laws while using our services.
5. Fees and Payments
Mortgage Fees: Fees associated with your mortgage, including appraisal, origination, and third-party fees, will be disclosed upfront in the Loan Estimate provided by your loan officer.
Payment Obligations: You are responsible for ensuring payment of any third-party fees, taxes, or other obligations as part of the mortgage process.
6. Confidentiality and Data Protection
Data Security: We value the security of your personal data and use industry-standard safeguards to protect your information. Please refer to our Privacy Policy for details on how we handle and protect your data.
Client Confidentiality: We maintain strict confidentiality practices and will only disclose information as necessary for service delivery or as required by law.
7. Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of The Mortgage Solution - Kevin Jannak and protected by copyright, trademark, and other intellectual property laws.
You agree not to reproduce, distribute, or create derivative works from any content provided by The Mortgage Solution without express written permission.
8. Disclaimers and Limitation of Liability
No Guarantee of Loan Approval: Loan approvals are subject to lender requirements, creditworthiness, and other factors. We cannot guarantee approval, rates, or terms for any mortgage product.
Limitation of Liability: To the maximum extent permitted by law, The Mortgage Solution - Kevin Jannak and its officers, employees, and agents shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.
9. Third-Party Links and Services
Our website may contain links to third-party websites or services for your convenience. The Mortgage Solution - Kevin Jannak does not endorse or assume responsibility for any content or practices of third-party sites.
10. Termination of Services
Termination by Client: You may terminate your use of our services at any time by notifying us in writing.
Termination by The Mortgage Solution - Kevin Jannak: We reserve the right to terminate or suspend your access to services if you violate these terms or if we determine that continuing our relationship may pose risks to our company or other clients.
11. Modifications to Terms
The Mortgage Solution - Kevin Jannak reserves the right to modify or update these Terms of Service at any time. Any changes will be posted on our website and take effect immediately.
Continued use of our services following changes signifies your acceptance of the updated terms.
12. Governing Law and Dispute Resolution
These Terms of Service are governed by the laws of the State of California, without regard to its conflict of law provisions.
Any disputes arising from these terms or our services shall be resolved through binding arbitration in California, except where prohibited by law.
13. Contact Information
If you have any questions or concerns about these Terms of Service, please contact:
Kevin Jannak-The Mortgage SolutionPhone: (562) 573-9677
Email: [email protected]
Address: 17409 Marquardt Ave Suite F, Cerritos, CA 90703
By using The Mortgage Solution - Kevin Jannak services, you acknowledge that you have read, understood, and agree to these Terms of Service. We look forward to assisting you in achieving your mortgage and financial goals.